Steff C. Chalk is founder and president of CHALK 401(k) Advisory Board. Since 1995 CHALK 401(k) Advisory Board has served in a fiduciary capacity to over $10 billion of retirement plan assets. The client list has included corporations, non-profits and governmental units. The firm has conducted original research for the Chilean Pension System and has worked with the policy-makers of the Turkish Self-funded Retirement System.

Mr. Chalk holds the Accredited Investment Fiduciary AuditorTM designation from the University of Pittsburgh, Katz Graduate School of Business, Center for Fiduciary Studies, and degrees from The American Institute of Banking, The Kentucky School of Banking and The National Trust School. He has been an active member of State Banking Associations - serving in a variety of positions - including chair of the Trust and Investment sub-committees. He has also served on the Communications Committee for the 401(k) / Profit Sharing Council of America. He currently serves as adjunct faculty to the Finance Department at Northern Kentucky University where he was awarded a professional development stipend for the establishment of The 401(k) Advisory Index. Mr. Chalk has also served on the faculty of the Midwest Trust School, as founding faculty for the Economics/Finance Camp of Northern Kentucky University and on the Social Security Choice.org Advisory Board.

Mr. Chalk obtained his Masters and Bachelor of Business Administration Degrees from Central Michigan University. Mr. Chalk also obtained an Associate of Applied Science Degree from Northern Kentucky University.

Mr. Chalk has over 23 years experience in the financial industry, specializing in Investment Management, Strategic Management, Marketing, Trust, On-line Systems, Investment Banking and Commercial Banking. He has also served as consultant to a global consultancy and Fortune 500 Companies.

He has conducted domestic original research on a variety of Investment and 401(k) Plan related topics. He has authored several articles concerning Investment Management and Retirement Services. He has been a speaker for State Public Employee Retirement Systems, Finance Officers Associations, Bar Associations, Human Resource Associations, the Securities Industry Association, Actuarial Associations and both national and regional 401(k) Symposiums.

Mr. Chalk has addressed business leaders and governmental and social policy makers in Africa, Asia and Europe and has appeared on business broadcasts and CNN.